It is compulsory to have a health insurance while living in Türkiye. You cannot apply for a residence permit without a valid insurance that covers your intended period of stay here. You can choose one of the health insurance options below:
1. General Health Insurance by SGK (Turkish Social Security Institution)
2. Social Security agreements between certain countries and SGK
3. Private health insurance in your home country or in Türkiye
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General Health Insurance by SGK
SGK (Turkish Social Security Institution) is the government institution that provides general healthcare services in Türkiye. You can obtain General Health Insurance (GSS) provided by SGK by paying a monthly “minimum premium amount". The General Health Insurance allows you to benefit from the state hospitals and medical centres for free and some private hospitals with a discount. Enquire if the hospital has an agreement with SGK in advance.
See https://www.sgk.gov.tr/ for further details of the insurance coverage.
Students are required to apply in person to the SGK Directorate in Istanbul within 90 days upon official registration at the university in order to benefit from the GSS.
International faculty members/staff are eligible for SGK coverage 60 days after their employment. Please contact prsdb@yildiz.edu.tr regarding your enquiries, and for necessary paperwork for your application. - Social Security agreements between certain countries and Turkish Social Security Institution
Turkish Social Security Institution has social security agreements with below mentioned countries:
| Country | Agreement Code |
| Germany | A/T 11, A/T 12, A/T 23 |
| Austria | A/TR 3, A/TR3-A, TR/A6 |
| The Netherlands | N/TUR 106, N/TUR 111, N/TUR 112 |
| Belgium | BT.8, BT.10 |
| T. R. N. C. | K.K.T.C. / T.C. 3, K.K.T.C. / T.C. 5 |
| Macedonia | MC/TR 4, TR/MC 10 |
| Romania | R/TR 3 |
| Albania | AL/TR 4, AL/TR 10 |
| Bosnia | BH/TR4, BH/TR5 |
| Czech Republic | CZ/TR 111, CZ/TR 112 |
| Luxembourg | L/TR 3 |
| France | SE 208-01 FT, SE 208-02 FT SE 208-30 FT, SE
208-06 A FT, SE 208-28 FT,SE 208-09 FT |
For further information visit: https://erasmus.yildiz.edu.tr/page/Erasmus--Studies-Europe/Health-Insurance/473
3. Private health insurance in your home country or in Türkiye
Another option is to purchase health insurance from a private company in Türkiye or back in your home country.